Archive for July, 2014
Starting a business can be exciting. You have a solid business plan, formed your model, have a staff in mind, and are all ready to start setting things in action. The thing is, funding a start up isn’t always easy. One of the many reasons that keep people from finally starting their small business is that they can’t, think they can’t, or don’t know how to find new start up business loans.
Small businesses are in a much better position now than they were just a few years ago. The economy is stabilizing and many people now feel that they ought to support smaller businesses in their communities rather than exclusively shop at huge corporate stores. Starting a small
Do you do eCommerce? This term refers to business conducted on the internet, generally for selling goods and services. As the internet expands, so does its capability for business. North America is especially popular when it comes to eCommerce, accounting for 31.5% of all global online transactions. Retail on the internet is projected to see a 13% growth between 2013 and 2014, and by 2017, Forrester Research estimates that eCommerce will reach $370 billion by the year 2017.
The way that these eCommerce businesses are so successful is that they have online payment processing services that help them accept credit and debit cards to receive funds from customers. Online payment processing companies are responsible for acting as the third party that transfers money from the customer’s bank account to the
Whether you own a small business or a big one, having your finances in order is critical. Without knowing how much money is flowing in and out of your company, you will never be able to make informed purchases, and most importantly, get your employees paid accurately, and on-time.
For this reason, many people invest in outsourced HR management services. Human resources usually includes payroll programs that are geared toward making all processes surrounding finances much easier for any company. These services can also provide outsourced payroll solutions, so that yo
Did you know that 25% of American households hire professional accountants, bookkeepers, and financial planners to help with their finances? In fact, since the 1990s, the number of Americans who seek help from these services has increased by 21%. This is because there are several benefits of hiring an accountant for small businesses, as this is a surefire way to properly handle all your financial needs.
– Tax services. One of the most important reasons to seek help from small business tax accountants is that they help you prepare and file your taxes whenever needed. This is crucial considering that within the past century, the number of IRS tax code pages has increased by an astonishing 16,775%. In addition, small bu
Selling your gold coin collection is one of the best ways to clear up clutter around the house while cashing in big on your valuables.
However, the process of selling gold is sometimes complex and has a few pitfalls you should always try to avoid. Once you understand this, you can start to earn cash for your gold that will help loosen up your budget.
Here are four things everyone needs to know before they sell gold coins for cash:
1. Don’t sell gold coins for melt-down purposes: You shouldn’t do the same things when you sell gold coins as you do when you sell gold jewelry. Whereas you can sell your gold jewelry as scrap gold for melt-down purposes, you should never do this with gold coi
At some point, it will be time to hang up the worker’s hat and hand in your retirement notice, but what will you do about your monetary situation? You may want to look into an annuity as an option. Below is a cheat sheet regarding annuities for dummies.
What is an annuity? An annuity is a relatively low-risk investment product that ensures you receive a steady income for the rest of your life. People typically buy annuities to manage their money during retirement. Owners tend to have a strong loyalty and commitment to their annuity purchases; roughly 93% report that they still own their first one.
Buying annuities: You will first need to pay a life insurance company an
Using self directed IRA to buy real estate may not be an option you thought of taking, but it’s definitely one to consider. An estimated twenty four percent of retired people still are working full time after retirement, but by investing in a self-directed IRA, this may be avoided. Even worse, an estimate one out of four people in the US believe they will have to work till age eighty to comfortably retire. That barely leaves anytime left to enjoy retirement. Non recourse IRA loans are a viable choice to help you retire comfortably and with enough time to enjoy it as non-recourse loan debt is usually limited to fifty or sixty percent loan-to-value rations. This is extremely helpful when trying to save money, or e