At some point, everyone takes a good long look at their finances and either feels comfortable, or starts biting their nails. Despite all of our stressing and best intentions, Americans have a lot of trouble responsibly managing their finances. Only 18% of Americans believe they will have enough money to retire, and 40% are not saving anything at all.
If you want to have more money, you do not necessarily need a Masters in Banking, though a Masters in Banking degree could certainly help. You can read articles on saving money to get some advice, but you would do better to develop strategies for saving money so that your nails get to recover from all of that biting.
If you want to rule your bank account, and not have it rule you, here are three tips.
- Understand the money you have.
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