At some point, everyone takes a good long look at their finances and either feels comfortable, or starts biting their nails. Despite all of our stressing and best intentions, Americans have a lot of trouble responsibly managing their finances. Only 18% of Americans believe they will have enough money to retire, and 40% are not saving anything at all.
If you want to have more money, you do not necessarily need a Masters in Banking, though a Masters in Banking degree could certainly help. You can read articles on saving money to get some advice, but you would do better to develop strategies for saving money so that your nails get to recover from all of that biting.
If you want to rule your bank account, and not have it rule you, here are three tips.
- Understand the money you have.
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Everyone should do some sort of education for their finances. With how complex lending and debt is today, it should be a required course in college just to prepare the pre graduate for the real world. The thing that people who claim to know their finances and have a good grasp of them, and the people who will readily admit that they are terrible with their finances, have in common, is that neither of them actually do know what the heck is going on with their money. But they can change that very easily.
To learn about finances and saving, you have a few different options. You can go online to find some finance video lectures, or maybe just some personal finance videos. You can see a financial adviser, or you can start by simply looking for some tips online. Let it be known, however, that checking out
Not surprisingly, Ideas for Saving Money turns up 164 million results in a Google search. Saving money is important to everyone, whether they are looking at their personal life or company expenditures. A surprising number of Americans do not understand basic financial concepts that affect their everyday life, and this can affect their ability to save. Here are four tips for saving, and making, money.
1. Only about 50 percent of Americans invest in the stock market right now, and this number could be much higher, especially considering that stocks are hitting new highs almost daily. Stocks are one of the best ways to get a return on your money, since stocks, on average, offer their investors 10 percent returns every year. This is ahead of inflation, bonds, and other methods of long term saving.
In the past, large multinational corporations and smaller mom and pop shops alike captured and retained customers for their products and services using traditional marketing strategies. One of the most popular traditional marketing strategies consisted of placing large and impressive print ads in newspapers and magazines across the country. Another one of the most popular marketing strategies consisted of building large billboards in busy city intersections. Another one of the most popular marketing strategies consisted of showcasing products and services at a large annual or semi annual convention; the most successful companies always made sure to reserve tables and booths at those conventions which regularly attracted thousands of prospective customers and investors.
The most successful companies realized that it was not enough to reserve a table or a booth at a large annual or semi annual convention. After all, customers and clients who visited those conventions only had so many hours in the day to visit so many tables and booths. Because people are often attracted to shiny and bright things, these customers and clients often bypassed the boring booths and tables in order to visit the booths and tables which had the flashiest displays. The most successful companies recognized that they needed to make their booths and tables stand out from their competition if they wanted to capture and retain customers for their products and services.
The solution was elegant, yet simple. The most successful companies started to record elaborate finance videos which they could play at their tables and booths in order to capture and retain customers for their products and services. Although some companies preferred to film their own finance videos, most companies preferred to outsource their finance videos to third party filmmakers who specialized in producing high quality finance videos for their clients. An independent researcher who was writing about finance videos once asked several large companies why they outsourced their finance videos to third party filmmakers who specialized in finance videos. The companies almost always responded that they lacked the time, energy, resources, and expertise required to produce the kind of high quality finance videos that were guaranteed to attract customers.
In the past, these finance videos typically only graced booths and tables at large conventions. Today, however, digital technologies have obviated many traditional marketing strategies such as large conventions. Companies cannot hope to capture and retain customers for their products and services using large conventions now that the vast majority of customers learn about new products and services through social media platforms such as Facebook or through search engines such as Google. However, these digital technologies have not obviated finance videos. Instead, many of the largest and most successful companies have decided to upload their finance videos to their Facebook and Twitter accounts. This new marketing strategy can reach millions of more people than traditional marketing strategies ever could. Consequently, more and more companies are starting to commission finance videos from third party filmmakers who specialize in producing high quality finance videos for their clients.
Have you been attempting to wrap your own head around why anyone would want to watch a finance video when there are so many more fun videos to watch out there? Well, have you considered the wondrous financial and knowledge based opportunities that could come out of this experience? With a finance video, you receive worthy advice from someone who has taken the time to carefully construct a video that is going to hone in on some seriously important subject matter. Most finance videos that you will find online have been produced professionally, meaning it is not some guy in his basement doling out potentially unprofessional and unlicensed finance advice. Instead, it likely comes from a certified financial planner or a company with hundreds of finance officers and representatives who seriously know what they are talking about.
With a finance video, you obtain professional advice from a trusted authority who perhaps understands your financial situation and can offer valuable advice. Of course, nearly every finance video made today is made in advance or is pre recorded and is not all that interactive, meaning you cannot simply ask questions and have them answered on the spot. However, these videos are pretty targeted and very direct, so you in essence could be receiving very valuable advice without paying a cent for it. Your financial adviser or any financial professional for that matter cannot offer the same thing.
With a finance video, you receive information on trends and on other areas within the world of finance that could aid you in making important decisions about your own professional or personal finances. Recent videos that are more geared toward addressing these trends will notify you whether you should invest in certain opportunities or whether now is more the time to sit back and wait. This of course is unsolicited advice of sorts and often it is entirely more generic, but its purpose is to inform you and educate you rather than scare you away.
With a finance video, you could train your staff independently and without any cost too. If your practice is one that is in charge of offering this financial advice to outsiders, you could ideally have your staff watch these videos so they are trained on these important concepts. This allows them to provide the best advice they possibly can to their own clients. And that certainly is something that you can wrap your head around.
Many people are interested in learning more about finance, both for their own lives and potentially for their businesses. There are many ways you can learn about finance. Magazines, newspapers, finance videos, and websites all can be good sources of information. What are some of the latest finance news headlines you might see, if you have kept up with the financial world?
First, The EU has been going above and beyond to deliver its first start climate finance pledge. Leaders have applauded this show of the EU commitment to help in creating a global solution that will not harm anyone affected by climate change. It is especially supporting some of the more vulnerable developing countries.
Second, Many people are upset right now over the finance videos which reveal that the IRS has been targeting conservative political groups for tax reform, such as any group that uses the words tea party to describe themselves. Investigations are occurring to see whether they actually broke any rules or laws. The initial issues stemmed from political groups circumventing campaign contribution rules by using the 501 c4 nonprofit clause to make super PACS that funneled millions of dollars into different American campaigns.
Third, Best Buy has recently pulled out of its European expansion plans, which has excited Wall Street. Rather than concentrating on overseas extras, they believe the company should be focusing on fixing bad US relations and shares. Although many have been skeptical about the new CEO decisions to pull out of existing operations, stocks have been doing better than usual.
Understanding how all this news comes together is important. Engaging with finance videos and news will help you understand the overall context, as well as the potential implications of market trends and decisions on the value of your home, the likelihood of another recession, and more.
During the past five or six years, the United States has experienced its worst economic disaster since the Great Depression. Thus, when the economy crashed during the final quarter of 2007, tens of thousands of Americans who thought themselves secure in their jobs suddenly found themselves out of work. The most unfortunate consequences of the recession was the fact that most of the people who lost their jobs were innocent, hardworking, loyal employees who needed to support families with young children. For no doing of their own, unemployed Americans became victims of corporate greed, as well as the irresponsible financial practices of those who feel that they must live beyond their means. Clearly, many people could have benefited from watching a finance video. Finance videos are widely available for free online, and can help people who are looking to use their money more wisely to make sound financial decisions.
Finance videos are available on a wide range of topics, each of which is designed with specific private individuals and businesses in mind. Whether one is a retiree, company executive, a low level under valued employee, or a feisty young whippersnapper, there are a variety of finance videos that would be ideal for you. Among the variety of topics that are addressed through online finance videos are personal finance, portfolio diversification, stock trading, retirement programs, and basic budgeting advice. In addition, finance videos address more complex topics that are intended for finance professionals. Among these topics are options, swaps, futures, CDOs, and a variety of other more specific topics. The one thing that all of these finance videos have in common is the fact that they all lead to one thing; and that one thing is financial security for families and businesses.
While we are told that the economy is in recovery, in light of the fact that finding adequately paying employment remains as difficult as it was three or four years ago, that remains to be seen. However, those who continue to strive for financial independence and security can derive considerable benefits from finance videos. Although many Americans remain compelled to drive vehicles that are worth twice as much as the homes in which they live, by watching online finance videos, you can be one of the smart ones. Thus, you will be better prepared in the unfortunate event that the United States finds itself dealing with yet another economic catastrophe.
Financial advisors can benefit by creating finance videos that can be used as part of their sales presentation to prospective clients. These finance videos can help financial advisors convince people that they need to sign up for their services to help them handle their finances.
A finance video can help supplement a financial advisor’s sales presentation in a number of ways. First, it can help customers who are visual learners. Visual learners often learn faster when things are presented visually, as opposed to orally. A sales presentation that is filled with lectures and speeches will often not work on visual learners as they either tune out the lecture or are unable to grasp the concepts that are being presented in the lecture.
Finance videos can help visual learners by presenting the information that is being spoken about in a sales presentation in a visually appealing way. Visual learners will be able to follow along with the financial advisor’s sales presentation, and will hopefully sign up for their services at the end of the presentation.
Another way finance videos can help a financial advisor is by helping them give a professional sales presentation. Customers often view individuals who use videos or PowerPoint presentations as more professional than people who just get up and talk. Using a finance video in a sales presentation can show customers that you take a serious and professional approach to the finance industry. This professional presentation can often encourage people to sign up for the finance advisor’s services.
Creating a finance video might be a costly investment, but it will be well worth it for finance advisors. The ability to help visual learners follow along with the sales presentation and the ability to present yourself in a professional way could help finance advisors increase their client database.
Today there are many ways in which you can make money by creating finance videos. They include:
1. Create a how to finance video simply by recording your computer’s screen as you show people how to do things like use your favorite software program, navigate or use a specific website or use certain applications. This doesn’t have to cost you anything either thanks to the free software that exists today. Once you’ve made your videos you can sell them on your website or make them into either a CD or DVD to sell on other websites.
2. Consider making a finance video for other people who don’t have the time or knowledge to create such a video themselves.
3. Consider creating a finance video by which you can sell a product or service. You can place these videos on your own website or you can upload them to the major video sharing sites like YouTube. Regardless of where you upload them, they should have your brand and domain name on them so that people will be encouraged to come visit your website.
4. There are various web 2.0 websites online whereby you’ll be able to earn a percentage of revenue from people who click on any of the videos that appear within your account.
5. Consider creating niche video sites with the videos that you make. Place Google AdSense links or your affiliate marketing links underneath each video to encourage your website’s visitors to click on them and make you some money. This is actually a great way to make money, even if you don’t want to create the videos you’ll be using. There are plenty of merchants who’d love to have you place their videos on your blog or website. In doing so you’ll be able to use them to promote various products or services.
It seems to this writer that there are a ton of folks out there in the world who need finance help. I have no idea why our schools do not offer finance training as mandatory high school curriculum, they absolutely should, right along with English, science and math. Especially when we look around the world and see so many people in houses they can not afford racking up an insane amount of credit card debt meanwhile driving expensive cars that run on too much expensive gas and at the end of the month they do not understand how their bills are unpaid. Yes, I would say that in those circumstances a little financial training could go a very long way. At least these people should rent some finance videos.
Now that adults are figuring things out, sometimes a little too late, there are finance videos available to those who need help and those who want to learn. Finance videos are available to people who need advice but even better than that, there are finance videos available to all. And at an affordable price, so people who are struggling can afford to buy themselves a finance video to help them figure out how to get out from under their debt.
Watching a finance video is not going to solve all of your problems. But it will give you an overview an a brainstorm of action plans to better your financial situation. And if you are in a good financial situation, there are finance videos out there that can help you decide where to make investments and how to make investments. Finance videos offer a way to educate yourself in the comfort and privacy of your own home. Ordering a set of finance videos might be the key to getting to where you want to be financially. Give it a go.