Budgeting is more than setting a specific spending number and staying within its guidelines. It’s an entire process of not just knowing what you have but finding the most advantageous ways to spend it. You could say that budgeting also includes exploring various benefits and resources that can help you immensely. Here are some of […]
Money is not easy to save when we are having to pay for food (i.e. groceries and eating out costs), shelter (i.e. mortgages or rent), clothing (i.e. a winter coat), and transportation (i.e. subway/metro fare, and/or a car and gas for the car). Likewise, if you have children, you already know that the amount of money in your bank account or savings account might not be as much as you’d like it to be right now.