If your bills seem to be mounting higher and higher, recent studies show that you are in the same financial situation as about one-third of American adults. Almost 65 million Americans reported recently that they are working to pay down medical bills and other living expenses like auto loans and school debt. Most American households have more than three credit cards, and paying the minimum amount requested by most credit card companies could leave you paying off more interest than debt.

For example, paying $50 a month on a credit card balance of $2,000 with an interest rate of 18% means that you will not pay off the full amount for more than 15 years. Along with the initial $2,000, you will also pay more than $2,000 in interest. So a purchase of $2,000 will end up doubling in cost and taking m

The United States has a legal system which allows a person to seek financial renumerations for injury, giving people who have been hurt through no fault of their own a recourse to be reimbursed for pain and suffering. Unfortunately, the legal system is often not cheap. Plaintiffs can be nearly certain of receiving a financial award, enough to cover bills for years, but desperate to survive during the case proceedings. In such cases, a lawyer might refer a client to a pre settlement loan company for assistance. When this happens, or when a plaintiff learns about such a company through ads or friends, a short-term loan based on