When you are borrowing money to buy real estate, it is different than almost every other category because you are securing the loan with property. Real estate secured lending is a type of lending that offers lower interest rates and longer payback terms, all because you have the piece of property securing the loan, which […]
How to Improve Business Value
When looking to sell your business, you first need to figure out your company valuation so you know what is fair when it comes to a price. You can determine the value of your business using these three approaches: by comparison to recent sales of similar businesses; based on the business’ earning power and risk […]
Dave and the Trouble With Structured Annuity Payments
This is the story of Dave. Who’s Dave, you ask? Dave is an imaginary person, completely made up. But some (or all) of his story might sound familiar to you. Dave graduated from a good state college with a pretty good degree and a decent enough GPA, but he had to take out a lot […]
Hard Money Loans What They Are and When to Use Them
Hard money loans are a type of asset-based loan sometimes referred to as short-term bridge loans. Since they lean on the property of the borrower as opposed to his or her credit, these hard money loans are popular among house flippers and developers. They aren’t the only ones who can benefit from hard money loans, […]
How to Take Control of Your Financial Present to Ensure a Brighter Future
If you are one of the millions of Americans that is dealing with financial challenges, it might seem like there is no hope of relief. The truth is, sometimes the most basic option is the best first step. Below you will find information that will hopefully give you a better understanding of your financial situation […]
The Two Best Ways to Sell Fixed Annuities
Selling fixed annuities can be a hassle, but before you begin to think about selling, you need to fully understand what an annuity is. Annuities are an insurance product that pay income at a fixed rate, and are a popular choice for investors who want to receive a steady income stream in retirement. The income […]
To Sell Your Business, You Must First Set a Value
For many business owners, their only exit strategy is a sale of the company, either because they have no heirs or they don’t have employees who can take over the business. A business owner getting out of the business is going to want to get as much as possible for the business, which is why […]
How to Handle Winning the Lottery With Other People
Recently, as I was standing in line at the bank, I overheard the employees chattering excitedly regarding the upcoming lottery. Apparently it was going for a lot of money this time and people were hopeful. Everyone was talking about having a secure financial future and how it would be even better if it came so […]
Struggling With Overdue Mortgage? Consider Applying For Annuity
How do you create a secure financial future? Some would say it’s saving up your money bit by bit in a piggy bank, only cracking it open in case of an emergency. Others would say it’s spending your money wisely and avoiding temptation. Yet more would note that it’s difficult to save money without a […]
Five Things You Need to Know About Annuities
Annuities and debt can often be hard concepts to understand and address, but paying off your debt doesn’t have to be a struggle. Understanding the definition and purpose of an annuity and ways to reduce debt are the first steps to becoming financially smarter. What is an Annuity? An annuity is a financial product sold […]
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